Simanjuntak, Efendi Lod, and Gautam Kumar Jha. “Strengthening the Gatekeeper Function of Banks: The Role of KYC in Anti-Money Laundering Legal Framework”. Lex Publica 12, no. 2 (December 31, 2025): 448–472. Accessed June 24, 2026. https://journal.appthi.org/index.php/lexpublica/article/view/320.